The MRCG will hold its February Quarterly Meeting on February 16, 2012, at the Mississippi Sports Hall of Fame & Museum Conference Center, 1152 Lakeland Drive, Jackson, Mississippi. Registration will begin at 9:00 a.m. with the Quarterly Meeting to begin at 9:30 a.m. During the February Meeting, we will discuss the results of the joint MRCG/MSRCG Focus Group meeting and suggested next steps. We will also hold a panel discussion related to the problems and questions arising in connection with the administration of automated and ad hoc overdraft protection programs. The new CFPB Exam Procedures for Mortgage Loan Origination will be covered, and a summary of recent Fair Lending developments will be provided. As always, the dress code for this occasion is casual, and lunch will be provided. We ask that you fax or e-mail your registration to Liz Crabtree no later than Friday, February 10, 2012 so that arrangements for lunch can be finalized. We look forward to seeing you there.