Commercial Finance

Butler Snow’s experienced commercial finance attorneys provide sophisticated legal, lending and business advice to lenders and borrowers in the areas of commercial lending, loan documentation and syndicated finance. Our attorneys handle financing transactions, regulatory matters and general commercial matters in our representation of financial institutions, banks, insurance companies, investors, borrowers and creditors. We serve as both general and special counsel in a variety of financing transactions, including multi-state transactions involving out-of-state lenders and borrowers. Our experience encompasses working with secured and unsecured credit facilities, both large and small.

Members of this team work closely with our public finance attorneys to structure public and quasi-public financing vehicles for the benefit of private borrowers and public and private lenders.

Butler Snow lawyers have vast experience counseling clients on consumer finance issues, including interest and usury, loan charges, consumer credit protection and disclosures, and emerging theories of lender liability. Our commercial lending attorneys work closely with our commercial litigators on cases involving Uniform Commercial Code issues and loan transactions, and in defending consumer finance and lender liability actions.

Our attorneys’ extensive experience in structuring loans and other financing transactions, include:

  • Traditional secured commercial financing arrangements
  • Asset-based loans
  • Equipment financings (including leases)
  • Letters of credit
  • Loan syndications
  • Real estate and construction loans
  • Sale and leaseback transactions
  • Agricultural loans
  • Oil and gas loans
  • Timber financing
  • Second lien facilities
  • Mezzanine loans
  • Credit participations
  • Loan guarantees
  • Debtor-in-possession financing
  • Bankruptcy non-consolidation opinions